For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. Moreover, the loyalty of financial institutions in creating these tandem can reach such proportions that they are ready to offer our potential borrowers loans at favorable interest rate, which will be issued against collateral in the form of real estate under construction. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians.
During these six months, we can all think carefully and make the final decision, is it advantageous to accept the inheritance with all debts or to abandon it and focus on paying their own loans. That is, the borrower will have to pay 10 Grand to get funds. Minors are considered children up to 14 years.
However, if the Bank is not going to meet you have to go to court. By the way, to abandon a legacy in someone's favor can be in the case where the heir has accepted the inheritance. It happens this way. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. It is very often the emotions come across and the young people that get consumer loans only to show off to friends expensive smartphone or tablet and then be repaid over 3-5 years credit for a toy, the activities of which they do not even use half. Less under the dependence of the cars are women the same age as the above men whose main "sick" is the new clothes and shopping, such as coats, raincoats, fur coats or jewelry. However, in any case, the loan inherited, become a headache not the heir, and his guardians. Moreover, you can cancel the contract before receiving the money. However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania.